Workers Compensation Insurance

Workers Compensation Insurance

Mandatory coverage that protects employees and employers against work-related injuries, occupational diseases, and workplace accidents.

Workers’ compensation insurance is one of the most essential types of coverage that employers in Jordan must secure—not only to protect their employees but also to comply with the provisions of the Jordanian Labor Law.

The Islamic Insurance Company provides comprehensive workers’ and employee insurance solutions that cover occupational injuries and related compensation, helping businesses create a safer work environment while ensuring financial stability.

Type of Workers Compensation Insurance

Workers’ compensation insurance is a policy that covers bodily injuries sustained by employees, including death, as a result of an accident occurring during or because of work, within the agreed workplace scope—according to the Jordanian Labor Law.

This insurance protects both employees and employers by ensuring fair compensation without placing a significant financial burden on the company.

Coverage includes:

  • Work-related bodily injuries
  • Compensation in case of death
  • Total permanent disability compensation
  • Partial permanent disability compensation
  • Medical expenses and treatment
  • Compensation for loss of income or inability to work
  • All benefits are calculated in accordance with the percentages and
  • mechanisms defined under Jordanian Labor Law.

This insurance is essential for:

  • Companies and institutions
  • Factories and workshops
  • Construction companies
  • Offices and service-based businesses
  • Any organization employing staff or labor
  • All employers in Jordan are legally required to insure their employees.

Required Documents for Issuance Workers Compensation Insurance

  • Commercial registration certificate
  • Business license
  • Number of employees
  • Nature of work
  • Employee salaries (if required)
  • Work locations

  • Provide company and employee details
  • Define the nature of business and risk level
  • Receive a tailored quotation
  • Policy issuance within a short timeframe

  • Extensive experience in corporate insurance in Jordan
  • Full compliance with Jordanian laws and regulations
  • Fast policy issuance
  • Efficient and prompt claims handling
  • Flexible solutions tailored to different business types
  • Sharia-compliant Takaful insurance services

Don’t expose your company to legal and financial risks.

Get the best workers’ compensation insurance solutions in Jordan from The Islamic Insurance Company.

Request a quote today and start protecting your employees and your business with confidence.

Request a Qoute

Frequently Asked Questions (FAQs) Workers Compensation Insurance

Coverage applies to injuries that occur during or as a result of work, in accordance with Jordanian Labor Law.

Yes, all employees must be covered under the policy.

 Compensation is calculated based on the injury percentage and the employee’s salary, as per the law.

Yes, beneficiaries are compensated in case of death resulting from a workplace injury.

Yes, coverage is tailored according to the nature of the business and risk level.

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