Sharia-compliant life insurance that provides financial security and peace of mind for your family's future, while supporting long-term financial planning.
Secure Your Family’s Future with Sharia-Compliant Protection
Takaful life insurance is one of the most important financial protection solutions for individuals and families in Jordan. It ensures that your loved ones receive financial support in the event of the breadwinner’s death or total disability—helping maintain their standard of living and meet financial obligations.
The Islamic Insurance Company offers Sharia-compliant life insurance programs, fully supervised by an approved Sharia board, ensuring ethical, transparent, and faith-based financial protection.
This commitment is rooted in Islamic principles that emphasize mutual support, responsibility, and protecting future generations.
Life insurance is a financial contract designed to provide financial protection to the insured’s family in the event of death or total disability (as per policy terms). The insurance company pays a predefined sum to beneficiaries or legal heirs.
Under the Takaful model, participants contribute to a cooperative fund used to compensate those affected by covered risks. This system is based on mutual assistance and avoids interest (riba) and uncertainty (gharar), ensuring full compliance with Islamic Sharia.
Life insurance is a key financial planning tool that helps:
These plans are designed to provide financial security for your family in the event of death or disability during the policy term.
Covers your children’s education expenses in case of the breadwinner’s death or disability, ensuring uninterrupted learning.
Provides financial protection for your family if the insured passes away or becomes disabled during the policy term.
Designed to cover financial obligations such as loans. The sum insured decreases annually in line with the outstanding loan balance, ensuring the loan is settled in case of death.
Provides increasing coverage annually to match rising living costs or inflation, ensuring adequate financial support over time.
Allows policy renewal without the need for a new application or medical examination, maintaining the same underwriting terms with an updated premium.
Optional Additional Benefits
Personal details
Premiums are calculated based on these factors and remain payable as long as the policy is active.
Group life insurance is widely used by Islamic banks and financial institutions in Jordan to protect loan portfolios and reduce credit risk.
This coverage ensures that the outstanding loan balance is paid in case of the borrower’s death or total disability.
This type of coverage supports economic stability by protecting both financial institutions and borrowers, ensuring debts are settled and families are financially supported.
Premiums are calculated based on these factors and remain payable as long as the policy is active.
Secure your family’s future with a simple step.
Request your Takaful life insurance quote in Jordan today, and our specialists will help you choose the best plan based on your needs and budget.
It is a cooperative insurance system where participants contribute to a shared fund that provides financial compensation in case of death or total disability, in compliance with Islamic Sharia.
The cost depends on factors such as age, health condition, sum insured, policy duration, and type of coverage.
Yes, coverage includes all causes of death unless explicitly excluded in the policy terms.
Yes, these can be included as optional riders.
Yes, the agreed sum is paid as a one-time payment to beneficiaries or legal heirs.
This depends on age, sum insured, and policy duration.
Premiums are calculated based on age, health condition, sum insured, policy duration, and type of plan.
Yes, all Takaful policies are supervised by a certified Sharia board.
Yes, a single policy can cover all employees or members.
Takaful insurance is based on the principles of donation and mutual cooperation among participants, where risks are shared collectively rather than transferred. It operates in full compliance with Sharia principles, with investments restricted to halal activities, and ensures a clear separation between shareholders’ funds and policyholders’ funds. Any insurance surplus generated is distributed among the participants. In contrast, conventional insurance is based on a commercial contract of exchange, where risk is transferred from the insured to the insurance company. It follows a profit-driven model, allows investments without specific ethical or Sharia restrictions, and all profits are retained by the insurance company.
