Medical Insurance

Medical Insurance

 Medical insurance is one of the most important types of insurance in Jordan, providing peace of mind and financial protection against the rising costs of medical treatment and healthcare services. 

Health Insurance in Jordan

Health insurance is one of the most essential types of coverage, providing peace of mind and financial protection for individuals, families, and businesses against the rising costs of medical care.

Through the health insurance solutions offered by The Islamic Insurance Company, policyholders benefit from comprehensive coverage built on Takaful principles, ensuring compliance with Islamic Sharia while delivering a safe, reliable, and ethical healthcare experience.

We offer some of the best health insurance plans in Jordan, designed with flexible programs tailored to individuals, families, and businesses—supported by an extensive medical network and 24/7 customer service.

Type of Medical Insurance

What is Health Insurance?

Health insurance is a system designed to cover the costs of medical treatment and healthcare services for insured individuals when needed—whether inpatient or outpatient—in exchange for a premium paid according to the policy terms.

Health insurance typically covers:

  • Hospital stays
  • Surgical procedures
  • Laboratory and diagnostic tests
  • Prescribed medications
  • Emergency cases
  • Intensive care services

Takaful-based health insurance operates on the principle of mutual cooperation among participants, ensuring fair and Sharia-compliant healthcare coverage.

Our individual and family health insurance plans provide complete medical coverage, including:

  • Inpatient and outpatient treatment
  • Diagnostic tests and laboratory services
  • Surgeries and emergency care
  • Hospital accommodation within an approved medical network in Jordan and abroad

Plans also offer first-class hospitalization options in leading hospitals, with the flexibility to choose the program that best suits your family’s needs and budget.

The Islamic Insurance Company understands the importance of maintaining employee well-being and ensuring business continuity. That’s why we offer group health insurance plans in Jordan designed specifically for companies and institutions.

These programs include:

  • Comprehensive medical coverage for employees and their families
  • Flexible benefits and competitive pricing
  • Optional add-ons such as international treatment and preventive care services

Required Documents for Issuance Medical Insurance

  • Copy of ID or passport
  • Completed health insurance application form
  • Recent medical report (if available)
  • For corporate policies: list of covered employees

  • Extensive medical network covering all regions of Jordan, with 3,000+ approved providers including doctors, hospitals, pharmacies, labs, and radiology centers
  • 24/7 hotline support: 06-5661300
  • Dedicated customer service with regular client follow-ups
  • Round-the-clock service center managed by specialized medical professionals
  • Medical consultation and support provided by in-house doctors
  • Fast reimbursement of cash claims
  • Medical provider claims settled within 30 days
  • Partnerships with highly efficient health insurance management companies

Health insurance programs are divided into two main categories:

  • Group Health Insurance: Covers employees within companies and organizations.
  • Individual Health Insurance: Covers individuals separately or along with their families.

We offer a variety of programs, including:

  • Group health insurance (inpatient & outpatient)
  • Group health insurance (inpatient only)
  • Individual health insurance (inpatient & outpatient)
  • Individual health insurance (inpatient only)

Coverage applies within the Hashemite Kingdom of Jordan, with reimbursement available for treatments abroad according to policy terms. Plans are available for all nationalities up to the age of 65.

This coverage includes all medical expenses incurred during hospitalization, such as:

  • Accommodation based on selected plan and class
  • Intensive care and coronary care treatment
  • Surgeon and anesthesiologist fees
  • Operating room services, medications, diagnostics, and imaging
  • Use of medical equipment (e.g., heart-lung support systems)
  • IV treatments and injections
  • Lab tests, X-rays, CT scans, and ECGs
  • Various treatments including physiotherapy and chemotherapy
  • Doctor visits related to hospitalization
  • Private nursing care when medically required
  • Maternity and newborn care
  • Ambulance services when necessary
  • Accommodation for a companion (for children under 13)
  • Autopsy costs in case of non-excluded death within the hospital

Optional outpatient coverage includes:

  • Medical consultations: diagnostics, lab tests, medications, and physiotherapy
  • Diagnostic services: X-rays, MRI, CT scans, endoscopy, and injections
  • Medications: full coverage for prescribed and approved treatments
    Physiotherapy: rehabilitation sessions as recommended by a specialist

  • Sharia-compliant Takaful health insurance programs
  • Extensive and trusted medical network
  • Competitive pricing and flexible plans
  • Fast policy issuance and claims processing
  • Proven expertise in Jordan’s health insurance market

  • Don’t let medical costs become a burden on you or your family.
  • Get access to the best health insurance plans in Jordan with comprehensive coverage and exceptional service.

Request your quote today, and our specialists will help you choose the most suitable plan for your needs and budget.

Request a Qoute

Frequently Asked Questions (FAQs) Medical Insurance

It is an insurance program that covers healthcare and medical treatment costs when needed, both inpatient and outpatient.

 Yes, some plans include international coverage based on policy terms.

Yes, families can be covered under a comprehensive family health insurance plan.

Yes, spouses and children can be added to both individual and corporate plans.

 Yes, most plans cover normal and cesarean deliveries, as well as newborn care, according to the selected program.

 You can access the network list via the company’s website or by contacting customer service at 06-5661300 (available 24/7).

pre-existing conditions are subject to specific terms and may be excluded or covered after a waiting period, depending on the policy.

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