Medical Insurance

 Medical insurance is one of the most important types of insurance in Jordan, providing peace of mind and financial protection against the rising costs of medical treatment and healthcare services. 

Through the medical insurance solutions offered by the Islamic Insurance Company, individuals, families, and businesses benefit from comprehensive coverage based on Takaful principles and fully compliant with Islamic Sharia, ensuring safe, reliable, and trusted access to healthcare.

Comprehensive Medical Insurance for Individuals and Families

Medical insurance for individuals and families offers complete coverage for a wide range of healthcare needs, including inpatient and outpatient treatment, laboratory tests, surgical procedures, emergency cases, and hospitalization in accredited hospitals.

Policyholders benefit from a wide medical network, ensuring easy access to high-quality healthcare services. First-class medical insurance plans are also available, providing premium care at leading hospitals and medical centers, with flexible options that allow families to choose the most suitable program based on their needs and budget.

Medical Insurance for Companies and Institutions in Jordan

The Islamic Insurance Company recognizes the importance of safeguarding employees’ health and ensuring sustainable productivity. Accordingly, the Company offers group health insurance programs for corporations and institutions with flexible benefits and competitive pricing. These programs provide comprehensive medical coverage for employees and their families, with the option to expand coverage to include additional services such as dental care, physiotherapy, and a wide range of other medical treatments.

Key Benefits of Medical Insurance Programs

Medical insurance programs from the Islamic Insurance Company include a wide range of advantages, such as:

• A comprehensive medical network of doctors, hospitals, pharmacies, laboratories, and imaging centers covering all regions of Jordan, with more than 3,000 accredited medical providers.
  
  
• A 24/7 medical insurance hotline at 06-5661300.
  
  
• Dedicated customer service with regular client follow-ups during the policy period.
  
  
• A round-the-clock service center managed by a specialized medical team.
  
  
• Medical consultations and assistance provided by qualified doctors.
  
  
• Fast settlement of cash medical insurance claims.
  
  
• Payment of medical provider claims within 30 days from the date of submission.
  
  
• Collaboration with Leading Medical Claims Management Companies (TPAs)

Types of Medical Insurance Plans

Medical insurance plans are divided into two main categories:

Group Medical Insurance

Designed for companies and institutions, covering groups of employees under one policy.

Individual Medical Insurance

Provides coverage for individuals and families under flexible medical insurance plans.

The Islamic Insurance Company offers a variety of medical insurance programs, including:

• Group medical insurance (inpatient and outpatient).
  
  
• Group medical insurance (inpatient only).
  
  
• Individual medical insurance (inpatient and outpatient).
  
  
• Individual medical insurance (inpatient only).
  
  

Coverage applies within the Hashemite Kingdom of Jordan, while medical insurance claims incurred outside Jordan are reimbursed according to policy terms and conditions. Programs are available for all nationalities and cover individuals up to 65 years of age.

Inpatient Medical Insurance Coverage

Inpatient medical insurance covers all medical expenses related to hospitalization, including:

• Hospital accommodation based on the selected class and plan.
• Intensive care units and coronary artery disease treatment.
• Surgeon and anesthesiologist fees.
• Surgical procedures, operating rooms, medications, laboratory tests, and imaging services.
• Use of advanced medical equipment such as heart and lung support systems.
• Injections and intravenous treatments.
• CT scans, ECGs, X-rays, and laboratory diagnostics.
• Various treatments including physiotherapy and chemotherapy.
• Doctor visits related to the reason for admission.
• Private nursing care when medically necessary.
• Maternity services and newborn care.
• Ambulance services when required.
• Accommodation costs for companions of children under 13 years old.
• Autopsy costs in the event of death due to a non-excluded illness or injury during hospitalization.
  
  

Outpatient Medical Insurance Coverage

Outpatient medical insurance coverage is optional and includes:

• Medical consultations, diagnostic tests, medications, and physiotherapy for covered cases.
• Diagnostic services such as X-rays, MRI, CT scans, endoscopy, and intravenous or intramuscular injections.
• Prescription medications approved by relevant health authorities.
• Physiotherapy sessions based on specialist recommendations.
  
  

Required Documents for Medical Insurance Enrollment

To apply for medical insurance, the following documents are required:

• A copy of the national ID or passport.
• A completed medical insurance application form.
• A recent medical report (if available).

For corporate policies: a list of employees to be insured.

Frequently Asked Questions About Medical Insurance

Required Documents for Motor Insurance

To issue a motor insurance policy from the Islamic Insurance Company, please provide the following documents:

site.FIRST_OFFERS_MESSAGE Medical Insurance site.SECOND_OFFERS_MESSAGE
site.REQUEST_A_QUOTE_BRIEF